New York Pay Stub Generator
New York's Wage Theft Prevention Act made pay stubs (called wage statements) mandatory with every payment, and lists what each one must show.
PayStub Guru is NOT a bank, employer, government agency, or financial institution. We provide pay stub generation tools for legitimate record-keeping purposes only. Generated documents are not official employer records and must not be used for fraudulent purposes. Read Legal FAQ
Creating a New York pay stub
A typical New York stub carries more lines than most states: New York State tax, New York City tax for city residents, disability benefits (DBL) and Paid Family Leave (PFL). This generator starts with New York selected; pick New York City or Yonkers under Local Income Tax and the city tax is calculated as its own line.
Pay Stub Information
Tax rates last updated October 22, 2026. Sources: IRS, SSA, state tax agencies and Tax Foundation.
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Does New York require pay stubs?
Yes. Employers must provide a wage statement with every payment of wages.
Law: New York Labor Law §195(3)
Paper or electronic: Paper or electronic. Payroll records must be kept for 6 years.
What a New York pay stub must show
- Dates of work covered by the payment
- Employee name, employer name, address and phone number
- Rate or rates of pay and basis of pay (hourly, salary, piece, commission)
- Gross wages
- Deductions
- Allowances claimed toward minimum wage (tips, meals, lodging)
- Net wages
- Regular and overtime rates and hours worked (non-exempt employees)
New York payroll deductions in 2026
| Line on the stub | 2026 rule |
|---|---|
| Social Security | 6.2% of wages up to $184,500 |
| Medicare | 1.45% of all wages, plus 0.9% once wages pass $200,000 |
| Federal income tax | Based on the employee's Form W-4 and IRS Publication 15-T |
| NY state income tax | Progressive, 4% to 10.9%. |
| NYC income tax | For New York City residents only, about 3.078% to 3.876%. |
| Disability benefits (DBL) | Employee share is 0.5% of wages, capped at $0.60 per week. |
| Paid Family Leave (PFL) | A percentage of wages up to an annual cap, both set each year by the Department of Financial Services. |
Yonkers also has a resident income tax surcharge of 16.75% of the New York State tax, which you can pick under Local Income Tax.
New York take-home pay calculator
New York tax uses 2026 brackets and deductions.
| Per paycheck | Amount | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | -$193.08 | -$5,020.08 |
| New York income tax | -$101.65 | -$2,642.90 |
| Social Security (6.2%) | -$143.08 | -$3,720.08 |
| Medicare (1.45%) | -$33.46 | -$869.96 |
| NY Disability & PFL | -$11.17 | -$290.42 |
Estimate using 2026 federal brackets and the standard deduction for your filing status, with no extra withholding or other credits. Social Security is 6.2% up to $184,500 a year; Medicare is 1.45% plus 0.9% on wages over $200,000. Local taxes (such as NYC or county taxes) are not included, except Maryland county tax, which is withheld with the state tax. Not tax advice.
Tax rates last updated October 22, 2026. Sources: IRS, SSA, state tax agencies and Tax Foundation.
New York minimum wage
$17.00 per hour in New York City, Long Island and Westchester; $16.00 per hour in the rest of the state (2026).
New York pay stub FAQ
What must be on a New York pay stub?
Labor Law §195(3) requires the pay period dates, employee and employer names, employer address and phone, rates and basis of pay, gross wages, deductions, allowances, and net wages. Non-exempt employees must also see regular and overtime rates and hours.
What deductions appear on a New York pay stub?
Besides federal taxes, New York stubs usually show New York State income tax, NYC tax for city residents, disability benefits (DBL, capped at $0.60 per week) and Paid Family Leave.
What is the penalty for not giving a New York wage statement?
Under the Wage Theft Prevention Act, employees can recover $250 for each workday a violation continues, up to $5,000.
Important Legal Information
Please read these carefully before using our service. Misuse of generated documents is illegal and has serious consequences.
We Are NOT a Bank, Employer, or Government Agency
PayStub Guru is an independent software service. We are not affiliated with any: banks, employers, government agencies, tax authorities (IRS, HMRC, CRA, ATO, LHDN), financial institutions, or payroll companies. We do not verify employment or income. We provide software tools only.
Yes, it is completely legal to use a pay stub generator for legitimate purposes such as record-keeping, bookkeeping, or understanding payroll calculations. However, using generated pay stubs for fraudulent purposes (like misrepresenting income for loans or apartments) is illegal and constitutes fraud.
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