New Jersey Pay Stub Generator
New Jersey is one of the few states where employees pay into unemployment, disability and family leave insurance, so a New Jersey stub shows several state deduction lines besides income tax.
PayStub Guru is NOT a bank, employer, government agency, or financial institution. We provide pay stub generation tools for legitimate record-keeping purposes only. Generated documents are not official employer records and must not be used for fraudulent purposes. Read Legal FAQ
Creating a New Jersey pay stub
State law requires a statement of deductions every payday. This generator starts with New Jersey selected.
Pay Stub Information
Tax rates last updated October 22, 2026. Sources: IRS, SSA, state tax agencies and Tax Foundation.
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Does New Jersey require pay stubs?
Yes. Employers must give employees a statement of all deductions with each payment of wages.
Law: N.J.S.A. 34:11-4.6
Paper or electronic: Paper or electronic.
What a New Jersey pay stub must show
- Rate of pay
- Hours worked
- Gross wages
- Each deduction
- Net wages
New Jersey payroll deductions in 2026
| Line on the stub | 2026 rule |
|---|---|
| Social Security | 6.2% of wages up to $184,500 |
| Medicare | 1.45% of all wages, plus 0.9% once wages pass $200,000 |
| Federal income tax | Based on the employee's Form W-4 and IRS Publication 15-T |
| NJ state income tax | Progressive, 1.4% to 10.75%. |
| Unemployment (UI/WF/SWF) | Employee contribution on wages up to the annual taxable wage base. |
| Temporary disability (DI) | Employee contribution, rate set each year by the NJ Department of Labor. |
| Family leave insurance (FLI) | Employee-only contribution, rate set each year. |
New Jersey take-home pay calculator
New Jersey tax uses 2026 brackets and deductions.
| Per paycheck | Amount | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | -$193.08 | -$5,020.08 |
| New Jersey income tax | -$67.97 | -$1,767.22 |
| Social Security (6.2%) | -$143.08 | -$3,720.08 |
| Medicare (1.45%) | -$33.46 | -$869.96 |
| NJ Disability & FLI | -$9.69 | -$251.94 |
Estimate using 2026 federal brackets and the standard deduction for your filing status, with no extra withholding or other credits. Social Security is 6.2% up to $184,500 a year; Medicare is 1.45% plus 0.9% on wages over $200,000. Local taxes (such as NYC or county taxes) are not included, except Maryland county tax, which is withheld with the state tax. Not tax advice.
Tax rates last updated October 22, 2026. Sources: IRS, SSA, state tax agencies and Tax Foundation.
New Jersey minimum wage
$15.92 per hour for most employers in 2026; $15.23 for seasonal and small employers (fewer than 6 employees).
New Jersey pay stub FAQ
Does New Jersey require pay stubs?
Yes. N.J.S.A. 34:11-4.6 requires a statement of deductions with each payment of wages.
What state deductions appear on a New Jersey pay stub?
New Jersey income tax plus employee contributions for unemployment (UI/WF/SWF), temporary disability (DI) and family leave insurance (FLI). The contribution rates are set each year.
What is the New Jersey minimum wage in 2026?
$15.92 per hour for most employers, and $15.23 for seasonal and small employers.
Important Legal Information
Please read these carefully before using our service. Misuse of generated documents is illegal and has serious consequences.
We Are NOT a Bank, Employer, or Government Agency
PayStub Guru is an independent software service. We are not affiliated with any: banks, employers, government agencies, tax authorities (IRS, HMRC, CRA, ATO, LHDN), financial institutions, or payroll companies. We do not verify employment or income. We provide software tools only.
Yes, it is completely legal to use a pay stub generator for legitimate purposes such as record-keeping, bookkeeping, or understanding payroll calculations. However, using generated pay stubs for fraudulent purposes (like misrepresenting income for loans or apartments) is illegal and constitutes fraud.
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