Australia Pay Calculator (2026–27)
Work out take-home pay after income tax and the Medicare levy, per week, fortnight or month, and the super the employer pays on top. Then turn it into a payslip with the same figures. Free, no signup.
Assumes an Australian resident who claims the tax-free threshold from this employer, with no study loan (HELP) and no salary sacrifice.
| Per pay | Amount | Per year |
|---|---|---|
| Gross pay | $2,884.62 | $75,000.00 |
| Income tax (PAYG) | -$500.77 | -$13,020.00 |
| Medicare levy | -$57.69 | -$1,500.00 |
| Net pay | $2,326.16 | $60,480.00 |
| Super, paid by the employer on top (12%) | $346.15 | $9,000.00 |
Total package: $84,000.00 a year (pay plus super).
Create a payslip with these figuresEstimate using the 2026-27 resident tax rates, the low income tax offset, the 2% Medicare levy (reduced on low incomes) and the 12% Super Guarantee on all pay. The legal minimum super is on ordinary time earnings, so it can be lower when pay includes overtime. The ATO's withholding schedule rounds to the dollar and can differ by a few dollars. Not tax advice.
Tax rates last updated 26 October 2026. Sources: ATO.
Frequently asked questions
How is take-home pay calculated in Australia?
Take-home pay is gross pay minus income tax (PAYG withholding) and the Medicare levy. For 2026–27 the resident rates are 0% up to $18,200, 15% up to $45,000, 30% up to $135,000, 37% up to $190,000 and 45% above. Anyone earning under $66,667 also gets the low income tax offset (up to $700), which employers build into withholding when the tax-free threshold is claimed. The Medicare levy is 2%, reduced for low incomes.
Is super taken out of my pay?
No. The Super Guarantee (12%) is paid by the employer on top of your pay, so it doesn't reduce take-home pay. It only comes out of your pay if you choose to salary sacrifice. On a $75,000 salary paid fortnightly, take-home pay is $2,326.16 a fortnight and the employer adds $346.15 of super.
Why is this different from my payslip?
The ATO's withholding schedule works on weekly amounts and rounds to the dollar, so payroll software can differ by a few dollars. Your withholding is also higher if you don't claim the tax-free threshold (for example in a second job), if you have a study and training loan (HELP), or if your employer withholds extra at your request.
When is super paid?
Since 1 July 2026 (Payday Super), employers pay super with each pay, and it must reach the employee's fund within 7 business days of payday. Before that it could be paid quarterly.
Can I turn the result into a payslip?
Yes. "Create a payslip with these figures" opens the Australian payslip generator with the same pay and frequency filled in. Add the employer's ABN, the employee and the super fund, then download the PDF.
Making payslips in Australia
- Free payslip template (with ABN and super): what Fair Work requires on a payslip, with a worked sample
- Payslips by industry, with 2026–27 award rates: cleaning, hospitality, trades
- Australian payslip generator: PAYG, the Medicare levy and super worked out for you