United States Pay Stub Generator
Generate unlimited United States pay stubs for the people you pay, with the taxes worked out for you. Instant PDF download with live preview.
Independent Service Notice
PayStub Guru is NOT a bank, employer, government agency, or financial institution. We are an independent software service providing pay stub generation tools for legitimate record-keeping purposes only. Generated documents are not official employer records and should not be used for fraudulent purposes such as loan or rental applications.
Important: This tool generates sample pay documents for informational purposes only. These documents are not official payroll records and should not be used for legal or official purposes. Tax calculations are estimates and may not reflect actual obligations.
Need Help Understanding United States pay stubs?
Check our comprehensive guides to learn about requirements, calculations, and best practices:
What is a US Pay Stub and What Must It Include?
A US pay stub (also called a paycheck stub or pay slip) is a document provided by an employer to an employee detailing their earnings and deductions for a specific pay period. While federal law does not require employers to provide pay stubs, most US states require them, and employees use them to check their pay and file taxes.
A standard US pay stub must show gross pay (total earnings before deductions), federal income tax withheld, Social Security tax (6.2% of gross pay), Medicare tax (1.45% of gross pay), any state or local income taxes, and net pay (take-home amount). Year-to-date (YTD) totals are also commonly included.
Our free US pay stub generator is built for employers: small businesses, families paying a nanny or caregiver, and anyone paying staff or contractors. Federal, state and local taxes are worked out for you. Fill in the form below and download your PDF instantly — no signup required.
Pay Stub Information
Tax rates last updated October 22, 2026. Sources: IRS, SSA, state tax agencies and Tax Foundation.
Live Preview
Choose a free sample or a clean PDF next. Premium: $2.99 for 24 hours.
Pay stub generator by state
Pay stub rules and state deductions differ by state. Pick yours to start with it preselected and see what your state requires. See also the pay stub laws for all 50 states and the take-home pay calculator. Paying a nanny or caregiver at home? Use the nanny pay stub generator, which covers the nanny tax.
Why Use Our United States Pay Stub Generator?
Federal & State Tax Calculations
Automatic calculations for federal income tax, state tax, Social Security, and Medicare deductions.
Standard US Format
Clear layout with the earnings, tax and deduction lines US pay stubs normally show, including year-to-date totals.
Built for Small Employers
For small businesses, household employers and anyone paying staff or contractors who needs to give them a clear pay stub.
Instant Generation
Create unlimited pay stubs for 24 hours. Perfect for multiple employees or pay periods.
Frequently Asked Questions
How accurate are the US tax calculations?
Our US pay stub generator uses current federal and state tax rates to calculate deductions including federal income tax, Social Security (6.2%), Medicare (1.45%), and state taxes. However, these are estimates - consult a tax professional for exact calculations.
Can I use this for multiple states?
Yes. Pick the state and its 2026 income tax is worked out for you, along with state payroll taxes such as CA SDI and NY disability and paid family leave, and local taxes in New York, Pennsylvania and Ohio cities. All 50 states and DC are supported.
Is this suitable for W-2 employees?
Yes, our US pay stub generator creates professional pay stubs suitable for W-2 employees, contractors, and small business payroll needs.
What information do I need to generate a US pay stub?
You'll need employer information (company name, address), employee details (name, SSN), pay information (hourly rate or salary), hours worked, and pay period dates. Tax deductions are calculated automatically.
How does PayStub Guru compare with other pay stub generators?
Most US generators charge per stub, from a free first stub to about $10 a stub. PayStub Guru is $2.99 for 24 hours of unlimited PDFs, and you can download a watermarked PDF free first. Our comparison of nine generators lists prices, free options and the countries each covers. Compare pay stub generators →
Learn More
Expert guides about United States pay stubs
✨Why Choose PayStub Guru?
Important Legal Information
Please read these carefully before using our service. Misuse of generated documents is illegal and has serious consequences.
We Are NOT a Bank, Employer, or Government Agency
PayStub Guru is an independent software service. We are not affiliated with any: banks, employers, government agencies, tax authorities (IRS, HMRC, CRA, ATO, LHDN), financial institutions, or payroll companies. We do not verify employment or income. We provide software tools only.
Yes, it is completely legal to use a pay stub generator for legitimate purposes such as record-keeping, bookkeeping, or understanding payroll calculations. However, using generated pay stubs for fraudulent purposes (like misrepresenting income for loans or apartments) is illegal and constitutes fraud.
For complete legal terms and privacy information:
Looking for a Different Country?
We support pay stub and payslip generation for multiple countries with region-specific templates, currency, and tax calculations.